I find a good bathroom fan helps to cut down on moisture and mold problems. 

You don't want to over do it and can't recoup the excess money spent.We are proud of your achievements and it's good to get BP's view from a different vantage point.Good luck.

I'm London based and right now we're in the middle of a massive housing bubble - very basic 2 bedroom flats can be found in excess of £200,000.

So you need a $2M Excess/Umbrella policy. 

Also perhaps consider increasing the rent slightly to cover for any contingencies and agree to return the excess upon compliance with lease and vacant possession as long as it is all state compliant. 

These are all mass repetitive "Contained" environments.Now the next great investment will be Auto over the road trucks, Nano Cancer treatments, Nano crop pesticide reduction, Solar electric surface paint generation, Water pumping technology from the Mississippi River to California/Arizona (reverse Dam management(actually don't recommend this, will cause excess salination of the Gulf)), Certified Individualized Student learning platforms, etc. 

The condo claims they were excessively beyond normal wear and tear.

Any excess would go into buying another home, and with the VA loan we don't have to worry about a down payment.

Especially because it is unaffected by moisture like laminate floors are.

Wouldn't it be the same to pay the mortgage down at a slow rate and then use the excess funds to invest in new property?