Has anyone encountered this problem before?

Doesn't always mean they are trying to scam you or take advantage of you.I have come across so many amazing new Realtors that had the potential to be really great but they got under the wing of the wrong person.This market will weed out the successful Realtors from the amatuers.If you are a new Realtor and trying to figure out how you can best service your investors, my advice would be to read as much as you can about the art of negotiating.

If so, encountered any problems?

After spending all the time I have researching the process, I know these people are just trying once again to scam the client!

That can translate into a lot of qualified buyers that aren't candidates to buy your house.I make sure the listing agent is aware of the potential seasoning issues and have them note on the listing that interested buyers are likely to encounter seasoning issues for funding if they use their own bank, lender or mortgage broker or loan officer.

I agree many were scammed by crooked sales people but the bottom line is nobody forced them to sign the dotted line.

I've seen ALL the scams.

I've seen ups and downs, and lots of scams out there.

Maybe we should look into loan mod. scams as well.

It might be so in some places but it certainly doesn't go down by the same %.Because its a big scam.