My best friend of 35 years and business partner 10years passed away Oct 2019, Sadly small cell Lung cancer stole his life in 6 months.

If I'm spending my nest egg I wouldn't want to do it with a cocky jerk. 

Six months worth of reserves will definitely be a positive and the bigger your nest egg, the greater your chances at getting a loan.

I don't think it is ever a bad idea to have a "nest egg" in a safe in cold hard cash.

I better double check the cell coverage where the cabin is.

But if there is a way that I can't put all my eggs in one basket with a market that has not a very good reputation with forums and sites that ranks Cleveland as a city of last choice, why not ask for opinions of people who know their markets well, their advantages and disadvantages?

The merits we've thought to both are: fewer properties = fewer tenants but more eggs in one basket; more properties = more diversity, fewer eggs in one basket, but, more tenants = more headaches.

Have a little nest egg, but with that income you could pay off that evil credit card quickly in the short term if something crazy happens. 

I was also thinking/fantasizing of putting a sign in my own home that says, "Surveillance free zone - check your cell phones at the door" - lol - or more to the point, "Free Speech Zone - All Devices Prohibited - Speak Your Mind As You Will".

(have fun dialing in those 'weights' for your attributes :) )Goog was throwing me an error on the sheet sizes... not sure why, nothing should have went over 5 million cells.