Something else I've done is combined debt vehicles.  

Or maybe you want to do a combination of the above?

Multifamily DSCR Loans, or DSCR Loans for 5-10 unit properties, combine the best aspects of DSCR Loans (30-year fixed rate, easier qualification and underwrite, low down payments) for properties that traditionally were ineligible for that type of financing.

Wife and bring in an annual combined salary of 600k (Net).

Works great for me I only eat whole foods, have nearly eliminated all processed crap and I track all my meals.   

I heard that I can avoid paying capital gains on them if my husband and I make less than $94,000 combined. 

The IRS is still around, like it or not, and they are hiring and training a new army of auditors as we speak.All of these factors combined add up to the same message I posted earlier: in order to fund your 401k with $20k, your business need to make significantly more than that number.

This can include the time spent acquiring or improving rental properties, managing rental property portfolios, and advertising for tenants.Just keep in mind that you can’t combine time spent by both spouses to meet the 750-hour test. 3.

Or maybe you want to do a combination of the above?

Or maybe you want to do a combination of the above?