Union Investment, a top shareholder in the bank, was among the protesters at the annual meeting on Friday, and was quoted as saying, “The share price performance is a tragedy, a lot of investor confidence has been lost; the capital raisings do not make it better.”Top management has also come under extreme fire for this as well for the bank’s high litigation costs, referring to 5 billion Euros paid out over the last 5 years in settlements and litigation-related costs.

Lots of peace of mind for a bit of money.Sometimes you have to spend money to save money and I believe spending money for the right lawyer and accountant will save you money down the road protecting you and your family from any potential litigation.

Two days before closing the lender's attorney wants us to sign docs waiving any benefit of discharge under Chapter 43 of the Texas Civil Practice and Remedies code and waive all rights to contest deficiency under Texas Property Code 51.003, 51.004 and 51.005.

Here is some info specific to NJ...http://www.judiciary.state.nj.us/civil/foreclosure/overview.htmlI appreciate your position as I am in NJ as well (Watchung) but my invesstments are held in Union.

The civil fines and federal busts that can put you into an orange jumpsuit faster than you can say "San Quentin".

He is convinced that there will be litigation/settlement.

I work in CA as a land use/planning and site Civil Engineer (think roads, grading, sewer lines, water lines, curb and gutter, storm water drainage ect.) 

Assuming the fence is exactly between the properties, don't I have to share the cost according to california  civil code 841?

You have to remember that attorneys filing civil suits get paid on a contingency. 

I'm currently in college at UTC for civil engineering.