In areas like this, one can almost put a # on how much value it accrues monthly. 

All ownership expenses accrued on rental can be deducted first year.

Hey @Silas Douglas, First off thank you for your service, I am prior Army myself, and make sure you don't give out your basic training address to any jokesters you might have in the family or know - trust me 😂 So I had to double check this, because I was pretty sure you could qualify for a VA loan pretty early on in your service:"When it comes to eligibility for a VA mortgage, it isn't something that takes years and years to accrue.

If you are accruing payments, this can stifle your growth because of your DTI. 3.

In addition to specifying how payments are applied in your lease, you need to have reasonable accruing late fees.

This process helps to save interest in the longer term of the loan by having less principle that will be accruing interest as time goes on.

Everyone is correct about having to pay interest but as long as you work it into your numbers, the refinance can pay off the HELOCs along with the accrued interest, and your parents/you have the money to pay the interest for at least 6 months without being financially strapped, you'll be fine.Best of luck!

Consider this debt like CC debt, delinquent debt, or debts that are accruing 8-10% interest or more.3) Debts in the "gray zone" of 5-9%. 

Long story short, I stayed at my position for longer than I wanted to because I was waiting to take a vacation with my accrued PTO and wanted to wait for my bonus to hit. 

Also, is it possible that the sale took place sufficiently after the date of death to warrant imposition of tax on appreciation accruing from date of death to date of sale?