AA or NA or state housing authorities that fund recovery-focused housing.

However, a town of that size is very similar to the areas that we have funded a lot of rehab and DSCR deals.What are some of the things that you like about what you're seeing in the Winchester market for a BRRRR?

That is typically 2x most note funds.

We do currently have around $50k set aside for our next downpayment as well (that’s in addition to a $25k emergency fund).

Here are some common pitfalls I see for new investors from the private lending perspective:• Insufficient Funds: most lenders are going to be able to lend a first-time investor somewhere around 75-80% of the purchase price of an existing property + 100% of your estimated rehab budget (or an 80/100 loan, for short).

David Ramsey talks about stocks, mutual funds, etc.. whereas I made my money by being an active investor in real estate.

They do conduct a background check, credit check, will check cash reserves, and will make sure the borrower is using their funds for business purpose only, but there is less emphasis on the borrower and more on the deal itself. 

While engaging with the Bigger Pockets community, I've noticed many investors seeking funding.

Obviously - I have also seen the latter, but I don't think having a loan at 75% or 80% LTV automatically rules you out for strong cashflow.

Low 7s is probably the right range right now, however we are still funding a good amount in the sixes range right now as well.Many thanks for any insights & guidance.Tim