Starting with remote investing, like in Charlotte, can be an option, but it might be worth exploring local opportunities in Orange County too.

I've found options in Costa Rica, but rates are in the 10% range.Does anyone have any experience or guidance on obtaining a mortgage equivalent to purchasing a 2nd home in the US?

Hi Garry,To ensure your safety, it is highly recommended to visit areavibes.com and select the "See more crime data" option.

Beyond Pricing, AirDNA, and a few others are options as well.

Hi,I have 200k saved for an investment property, and my wife makes 450k a year in business income from her s corp small business.What are some of the best options for my situation?

Another option is to co-sign but that has the same impact on my credit and responsibility to the bank.  

Also, think about creative financing, seller financing and sub to can also be options to grow your portfolio.

I love that you have specific goals for 2025 - I believe if we think it, write it, say it, and share it our goals are 10x more likely to come to fruition.Are you able to do option 2 and just house hack a 2-4 unit building and use a renovation loan which allows you to put down 3.5-5%I highly suggest getting to some local chicago meetup groups (we have an in person one on the 17th)...here is BPs list: https://www.biggerpockets.com/forums/521-real-estate-events-...I also have a full list of the chicago meetups that I can share with you too if that'd be helpful.

I recommend comparing lenders to make sure you get some good terms and financing options for your next investment!

Reach out to a loan broker with your exact info and the exact or at least type of property you want to buy and they should have options and opinions.