If they want to have 1099 for labor only, they should separate labor on the invoice.There is an exception for vendors who are corporations - which HomeDepot is.

. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the owner of the corporation; however, the financing is in the name of the borrower. Obligation on a mortgage debt for a residential property (regardless of whether or not the borrower is an owner of the property). Ownership of property that is held in the name of a limited liability company (LLC) or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of 25% or more, regardless of the entity (or borrower) that is the obligor on the mortgage. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the owner of the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

Otherwise, you can try calling their corporate switchboard and asking for a REO department.

Hi there BP,A RE newbie here, but dying to leave my computer-staring corporate job for that cash-flow-propelled passive income life of travel and freedom we're all dreaming of. 

@Steve RomanoNote that if you create a Pennsylvania LLC, you can ask the IRS to tax it as a partnership/sole-proprietor, S-Corp, or a C-Corp.

I absolutely have full-time plans as an agent but am not yet ready to take off the golden handcuffs from the corporate job.

Under some circumstances, a corporation may be appropriate.

You do not need to send a 1099 to most corporations.

You might have to use conventional financing (20% down) and organize yourselves into an LLC or S Corp or something similar which will add cost.

Should I create a corporation?