If anything the greater concerns are increasing wage & class gaps, the artificial creation of dollars by the US, shifting policies that artificially create favorable market conditions, and things that if I think about it too long make my IQ of at least 1 start to hurt my head.

Tile or surround in tub/shower will effect the cost depending on which route you go.You need to understand rehab costs so you can have intelligent conversations with your contractor and keep them honest otherwise you will have no clue.Good Luck.

Ex-Apple engineer arrested on his way to China, charged with stealing company’s autonomous car secretshttps://www.washingtonpost.com...US arrests Chinese national for spying on engineers, scientistsA Chinese man has been arrested for allegedly helping Chinese intelligence attempt to recruit American scientists and engineers.

Additionally, the interest rate has been held down artificially low for too long as well.

I see where Airbnb suggests I use the not so intelligent pricing.

The only other book that did that was the intelligent investor by Benjamin Graham.  

These people don't usually possess the financial intelligence to save enough money to pay rent on a monthly basis.  

He wanted $50k down (most all commercial is 20% down at least) so he took a 3rd mortgage on a house I had 3 states away in CO.Anyway, if you use intelligent leverage (borrow at good rates and terms) you will see there is cash-flow.  

I threw this out to a few intelligent people at a REIA meeting last night.

What other things could one check to raise the information intelligence which in turn reduces the risk?