Plus, forming and dissolving LLCs is pretty affordable right now, so why take the unnecessary risk, right?

My better half actually advised me from the get-go to let it go (I have a t-shirt which says "Let that shitake go!").

They have competitive STR policies and are much more affordable than proper insurance 

With years of experience in this unique market, I've had the pleasure of working with a variety of investors, helping them maximize their returns while providing unforgettable experiences for guests.The Poconos has seen tremendous growth in the vacation rental market, thanks to its year-round appeal, driving proximity to major cities, affordable property prices, and diverse attractions.

That means they don't have the financial means to afford your rental and are highly likely to default on the rent payment.I recommend you watch them like a hawk and start figuring out how to handle late payments, non-payment, and eviction immediately.

So, NYC, Newark, Jersey City, Philadelphia, New Haven, Hartford, etc. are all having issues with crime and affordability. 

A few things you may want to check are growing population, infrastructure development, growing job market, affordable property prices, and rental income. 

You can't afford to buy a good MTR property.

Maybe some affordable housing complexes. 

Just curious why it takes the whole tribe to afford one rent payment.