I'm not a beginning investor and I have substantial equity in California properties.

Each of those things individually can be done at one lender or another, but knowing if it can be done at a single lender is the difference between someone who knows what they are doing vs someone just quoting interest rates. 

So, they would want to know if there was a substantial decline like that.I haven’t seen a change.

@Patrick RobertsDeficiency attachs to the individual - then record it in the county and it attachs to assets.

Compared to the recent pricing peak in May 2022, single-family home prices in Austin are down approximately 15%.For some broader context, here’s a chart of the median sales price of a single-family home in Austin over the past 10 years:As you can see, pricing in Austin is still substantially above pre-pandemic levels.

Most of these buyers will have to sell at a substantial loss to get out and have so far been unwilling to do that.  

This deal reaffirmed the importance of identifying properties where minor improvements can lead to substantial returns.

In July, the U.S. commercial real estate market experienced mixed results, with property price gains slowing, particularly among individual investors.

Personally I would try to sell them all individually, as many unoccupied as possible.

Are individual (for each rental property) passive losses not allowed to be sum up together to offset capital gain of the sale of one of the properties?