@Anita Muhammad generally they want you to have "Skin in the game". 

Will be fixing the all the hardwood floors, replacing windows, fixing the small cracks in the plaster walls, paint, landscaping, replacing the front stairs and porch surface.

On the surface yes this sounds like a good deal.

You can get that re-surfaced but it will only last few years

They have more skin in the game then you do.Make sure you get clear title.

I'm considering an alternative approach, which would be to fill these areas with sand/granite and install paver stones to create a more rigid/flat surface, which would still provide accessibility for future repairs.Might make sense to adopt both approaches, according to the specifics of each area.Much appreciated!

Im trying to get my first flip going in the San Antonio Texas area I have some money saved up but my question is how hard is it for qualyfying for a hard money loan and has anyone used one as means of flipping there first property how much do they usually as for skin on the game for first time fix and flip ... also any good recomandations of some you might have worked with  

Until you build a track record with a private lender they will surely want you to have some skin in the game so there's that side of things you have to resolve with them.

They’re almost certainly going to require a down payment as they want their borrowers to have some “skin in the game”. 

Lender-paid PMI (or LPMI) is a thing, and PMI doesn't have to paid monthly.So I would get a Loan Estimate from the lender, ask about points and origination charges, find out of PMI is being paid in lump sum, and that might be the key to why it seems like such a good deal on the surface.