Sorry for my very delayed response. 

Thanks for the detailed response, much appreciated @Ryan Muska

You have to be responsible to get up every day and focus on your own goals. 

Look forward to youre response.    

Thanks for the responses.  

A good broker remains transparent throughout the process, providing regular updates on loan applications, lender responses, and any emerging challenges.

If not, then you are not responsible for the delay. 

@Ramada Evans wow, took you a whole year to come up with that response?

You really want unbiased investor advice so I would focus more on the responses that are from investors (or anyone) living in one area in their bio, but telling you about another area that the invest in where they have no vested interest.It's not to say that all agents are spamming, most is pretty reliable advice on their area, but it's still to be considered with a grain of salt.You are giving everyone too wide a scope to help you - anywhere in the US, and then limited to the Midwest (huge), and others.

What did you say in response to that?