So I started researching books on investing and lo and behold if I didn’t find Rich Dad Poor Dad.

To fund their bets, they pulled money from bank accounts or sales of vested Meta stock.

If it's working as an LTR and you are cash flowing, I'd be willing to bet that the juice won't be worth the squeeze in converting them to STRs. 

Also a significant number of people either sold on subject 2 with their low rates or did seller financing with poor underwriting on the borrower.

From what you laid out, a bank statement loan might be your best bet.

Lending: You bet.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

HELOCs are variable rates and it's highly likely that they'll actually be LOWER in the near future, why not bet on that?

@Dennis Carter IINot an attorney but I do not see why title insurance would cover this as there was no written agreement that was missed it was verbal - there was nothing they missed.Sounds like your best bet is to drill your own well.

If your debt is student loans at 6-8% interest your best bet is to pay them down/off as fast as possible as most investments will achieve a similar result but that is gross (before taxes) not net.