This site is a great resource for researching "Wholesaling in California" and nationwide wholesaling for that matter.

The IRS allows you to request an account reconciliation for a year which will be what you owned in taxes, paid in taxes and any outstanding debts with them.Banks require tax returns because it is their best effort to confirm that you make money to pay off the mortgage in the worst case scenario that the rental becomes vacant.

This is when I started my nationwide search and liked the Dayton, Ohio Area for the amount of possible cash flow.

. :-)  It sounds then like realtors (under NAR, etc. guidelines, nationwide...) are likely 'unclear' about a "non- transaction" (and that clause clearly only refers to "commission sharing" in reference to actual "under contract" clientele) and likewise my either 'promising' or 'gifting' (in effect) money or perks to someone who 'refers' a potential client they can't work with presently (when I can help that person, who may then become a RE brokerage and/or mortgage, etc. client later on, when they resell, or perhaps refer others they know, if the agent(s) HELPED THEM OUT) doesn't even seem 'grey area' to me, unless there's more 'legalese' (statues, legal precedent, case law???)

How do I pay down my outstanding principle its a VA Loan not enough equity to refinance what are  other options .

Outstanding point Mike DeBuccio Jr.

We have 2 STR units that have provided outstanding ROI.  

But $1.125M appreciation makes the ROI outstanding on an initial investment of just over $75K.Initial cash flow, future cash flow, appreciation potential, value add opportunities in the RE, quality of other investment opportunities should all be evaluated when making an RE investment. 

Hi Jeremy,For a good data point, during the 2009 crash which was pretty severe as crashes / downturns go, MF apartments nationwide held up very well. 

I see a lot of younger people on the site which I think is outstanding as I am jumping in at the tender age of 60.