You do lead me to a point of maybe I should investigate their financial stability a bit more.The guy with the 4 plex I talked to WAS thinking about taking the $120k.

A property that is listed on MLS has been conditioned" to sell.

This leads you to a decision, whether you are aiming to be a passive investor or an active investor.

Thank you for this additional lead. 

someone with poor credit and very little money is not going to be able to rehab the home to a point that they can refinance it.. they will quit before that happens or just live in it under those conditions..

Apparently, this is deeply embedded in terms and conditions (fineprint) when you sign up, do you really read through even single line item?

The only downfall, is that cash flow has been hard to keep up with current market conditions. 

Access to Larger Loan Amounts: Cross collateralization allows borrowers to leverage multiple properties, which can lead to a higher overall loan amount than what might be possible with a single property.2.

The tenant is now citing 1941.1 and implying that I need to pay for monthly spray.Under California Civil Code §1941.1, landlords are required to maintain rental properties in a habitable condition, which includes ensuring the premises are free of pests that compromise livability.

Recommend you Google "Cleveland lead paint instpection" and read what it says on city website.