Thank u for bringing them up... makes me think ...So u guys think that if crash happens then Midwest landlords  from small towns can suffer more vs landlords from big cities?

What exactly are u looking for. what is your targeted cap rate. 

Here are some ways you can raise capital: 1) You can raise money through your family and friends, 2) seek a private money loan, 3) syndicate or joint venture the deal, or 4) ask the seller to carry the financing.With the seller finance option, you may still need to bring in a down payment, as it depends on how you negotiate with the seller.Where to raise capital is pretty important but how you structure your deal to entice investors to want to take part in your deal is equally important.

So, I know how U feel. 

I'm looking to get into a deal with my fiance but she has an average score and some collections on her credit.Should we start the empire with joint credit or just lock in our first deal under my credit?

Thank u Alan, it gave me some assurance.

Without any more knowledge than what’s contained in your post it’s an envious position to be in and there are a wealth of options available to you ranging from a joint venture to self performing on a new development to long term hold.The only people who will be able to accurately answer your question are a licensed appraiser or a broker(s) who specializes in land or commercial/residential properties.

Do as u wish but I tell u now go look it up.

All of this combined with the tech and healthcare growth in our area by such corporations as UPMC (University of Pittsburgh Medical Center), AGH (Allegheny General Hospital), Ford/Volkswagen/Argo AI's joint venture on self drivings cars, Uber, Google, Amazon, Carnegie Mellon, and many others, are attracting people to the area who in turn need housing.

You could form a Joint Venture Specific LLC and have a good real estate attorney draft an iron-clad Operating Agreement to minimize your risks, limit liability, and protect your personal assets all at once.