@Shawn Nofziger I recommend using debt from the start even if you can self fund.

Generally speaking solid insurance and a good umbrella policy will provide ample financial protection for most liabilities.

HELOCs are good for short term debt: rehabbing for a BRRRR/ to sell or flipping etc.

So creating all these funky financials is great, but if you are using those in a presentation that information should be in the PPM or an official document as if someone is making a decision based on that - it can come back to bite them.

And make sure you have the financial resources to handle that. 

When offers come in, prioritize pre-approved or cash buyers for a faster closing process, negotiating where needed to maximize your profit.Finally, conduct a post-sale analysis to evaluate your financials, noting how actual costs, timelines, and profits compared to your initial projections.

@Seth RolandLoans like bank statement loans or DSCR (Debt Service Coverage Ratio) loans could be great options.

I am starting out newbie, have young kids, have been a homemaker, but now want to do more for the family financially while also being available for my family.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

This new property is pumping out around a 10.5-11% cap currently.My credit score is not great as it sits, hovering around a 650 but slowly increasing as i'm paying off debt.