Private money lending often comes with fewer restrictions compared to traditional lending, but there are still a few costs you might incur throughout the process.Private lenders often charge points (1-3% of the loan amount) as an upfront fee.

When a lender understands your investing goals and strategy, it often leads to smoother transactions, faster approvals, and even better terms. 

Without a hours-long conversation, here are things I consider.1) I have never invested with anyone that charges an acquisition fee, and most syndicators charge an acquisition fee. 

I’ve heard that a debt settlement attorney can help negotiate with creditors to reduce the total amount owed, which sounds appealing, but I'm a bit unsure if the cost is worth it, especially since some charge high fees.Has anyone here worked with a debt settlement attorney?

I know debt can help you scale faster.

They charge 1/3 to 1/2 of the amount of money they save you.  

You get charged retail .

If you’re not already, consider using a CRM to keep track of your leads and communications.Network with Buyers First: Building a buyers list before you find properties can make your deals close faster.

If you're ready financially, house hacking now can build equity faster, but renting for a year could give you more planning time if needed and there could be tax savings.This post does not create a CPA-Client relationship.

We use a guy form Upwork who charges $.25 a search with no minimum.