@Jonathan Small government actions have led to an unprecedented 40% increase in the money supply, 50-year record inflation, record increase in interest rates, bank failures, credit tightening, CRE recession, housing affordability issues, mobility issues, inventory issues, and massive impacts to the world economies, every investment class, and our families, kids, and friends like never before. 

Consider house hacking when rates and prices are a little more balanced with reality.

Option 1: The loan that the owner has is an assumable loan at a 3.875% rate and still has about $265K.

Don’t shop for interest rates.  4.  

Also with the more normal interest rates, the financing deals from 10 years ago don't exist anymore.

I goal is to find a market that has good appreciation rate with good to decent cashflow but out of the two appreciation matters more to me.

I was one of the lucky ones who bought a house during covid and got the best price and the absolute best interest rate... so, I'm never letting this house go! 

Full disclosure, I have not purchased in San Diego since Dec 2021 (shortly before rates rose).  

Economic UncertaintyEconomic pressures, such as inflation and fluctuating interest rates, created hesitancy among renters.

I'm sure current interest rates are higher than what you have locked in, and properties in an LLC are subject to higher rates.