If she pursues legal action, I don’t mind going to small claims court.

After a tenant has been evicted in Washington County, MD, and there is still an outstanding balance even after applying the tenant’s security deposit, are my only options for collection limited to small claims court and utilizing a collection agency?

When this happens, it is usually goes through the court system.

If you took 8 months, she could easily turn around and demand her money back When you say no, she takes you to court.

Use the lookup function.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

As soon as they realize you are serious about evicting them, you'll either get them evicted through the courts or they'll get serious about paying on time. 

My biggest tip I learned – Use the “search” function (the magnifying glass next to your profile icon) to search for your question BEFORE posting it on the forum.

As a general development rule, floodplains make good amenity areas so maybe you could sell it to the city or neighboring HOA looking for parking and pickleball courts or similar, or look through the allowed uses in a floodplain per the COSA regulations and see if anything sparks for you.

Once you have a short list, get an account with each one and run them through the wringer to see how they really function.