Came across this post and thought I would weigh in. Definitely

The world won't float our debt monster indefinitely.

But, if I were a typical American, unaware of these plans, and unprepared to research them, then the fact of the matter is that I would not INTEND to use the money in a 401(k) to make lifestyle changes.I believe that in my case, the 401(k) has very little relevance, as I plan to achieve indefinitely sustainable financial freedom very early in life, which would likely result in my wealth continuing to expand perpetually. 

I mention that because typically forbearance is not indefinite.  

But it defers it indefinitely. 

Not sure if DCs expires with the Federal moratorium or not.I think you'll see a good number of states, particularly liberal ones, keep statewide moratoriums in place for the indefinite future.

*The income classification requires that you have met the qualifications for the past 2 years with an expectation that it will continue indefinitely into the future.

@Jared SlaterIf you are going to live in your personal residence for quite some time, perhaps indefinitely, then pay off your primary residence debt first.  

PLUS, THEY ARE IN BREACH AND I CAN WAIT INDEFINITELY FOR MY EARNEST MONEY BACK.

If you don't want the car, make it the last registered owner's problem.