I think a bigger reset is coming in the coming 3-6 months, so i would be extra picky in my deal analysis.

That's fine, i mean the profit and losses I've seen are pretty legit breakdowns.

I am always happy to help a Military Veteran and a Bigger Pockets member!

We are looking to buy a bigger primary residence to start a family.

When all was said and done, the design firm cost me north of $100K in losses , some of which was caused by the drawn out design process resulting from being in the dark due to the forgery.

However I wouldn't expect this to stop you from getting approved, but it may mean you should consider looking at alternative options or structure the deal in a way where you won't be caught with a net loss due to the PPP.

My mortgage and escrow don't allow me to consistently profit enough on both floors to handle a 20% management fee and not take a loss some months.

What do you think is happening with the bigger picture to create these conditions? 

Most people want bigger or smaller due to commerical financing 

Spend like cash for medical weight loss, hormone therapy, IV infusions, aesthetics, specialty treatments, supplements, and more!