If people believe the syndicators for returns on multifamily that are referencing recent exits where they bought at the bottom 4 years ago they are in for a rude awakening.

So while there isn't anything "wrong" with gym membership, tithing, PG&E, and dental insurance being on there, I'd just be going through and deleting those items early in the process.If curious, I believe the thinking is that while someone in general isn't going to be worse off for paying off a credit card to qualify, we can't have people cancelling or downgrading their health insurance to qualify, or failing to uphold their religious obligations.

You don't neeed to be first but it needs to satnd outand draw attention professionaly.Stay away from names that may imply a political or religious view.

At one point in time (before Enron) a CPA was the second most trusted profession in this country, right behind priests, pastors and other religious leaders.  

I do plan on separating personal and business expenses religiously.

Time management is key, and I think the sleeper has awakened: You've just learned that time is your most important asset!

Also, see if can see her tax returns say for the last two or three years, or even longer.This one is easier than one case I had where I had to rent to a bunch of nuns of a religious order.

One might say this kid is crazy and in for a rude awakening, I would say it's a challenging opportunity that if cautiously and diligently embarked upon can be successful and financially rewarding.

Europe is not gun-loving or openly religious in politics.

None of the Hey I have been were you have been I was broke once too I am feeling so sorry for you let me help you and or religious induendo's in your time of need BLAH BLAH BLAH..Ours are very matter of fact and to the point..