Personally, I wouldn't offer SubTo or a Wrap, For reasons I've written about fairly extensively. https://www.biggerpockets.com/forums/70/topics/1227199-the-m...However, I would sell on "Lease Option" and that may work for you.

It's important to let the seller know about this upfront so they don't get mad about paying the realtor... or you could pay the realtor out of your pocket or just add a small amount to the sales price if your lender (if you are using a lender) will allow it.

Right now I am just looking at my options, nowhere specific too specific.

As you get to this point your gaining more confidence in the options because you know option A and B had a certain outcome that wasn't option C, and this would give you more confidence you're doing the right thing for you.From there, I would be identifying properties to acquire if you don't already have some in mind and then my next sheet is creating the plan.

Shared housing provides affordable, flexible rental options for young professionals, remote workers, and students.As shown above, co-living properties have more demand than traditional two-bedroom units and appeal to a wider tenant base.2.

Try to get an extended closing and/or options to extend the closing until you are ready to close on the sale of your relinquished property. 

It’s definitely smart to evaluate the tax and cost implications of your funding options.

Quote from @Blair Ross Jr: Is it possible to purchase SFR or duplex rental with less then 15% out of pocket?

In other words, an IRR calculation.Have you ever considered doing lease options?

The credit thing should not be an issue for many DSCR folks like myself. 80% ltv may be an option, but,I have seldom found the tradeoff in cost/rate to be worth it in the last 12 months. 0% origination is possible, but, as others have said compensation is received in one fashion or another (higher rate, processing fee, etc.).