But my attorney flat out refused, knowing that seller would expect him to do the work of both sides, without being compensated for it, plus he said that ethically, he just would not do it. 

He may be correct that the entire building requires treatment.

I have one now that doesn't show well but we did get the owner to pay for a deep cleaning and carpet treatment.

However, what I lack in experience, I make up for in passion, drive and work ethic.

This just a lucky break for me however that the seller ended up being an very ethical individual. 

They are paid through Paypal, FB payments, etc.I have quarterly insect treatments at the cabin and they have my card number. 

That's why the one you're living in has a lower rate and higher ltv; because the risk of foreclosure is less than the rental.I would rethink the ethics of the whole thing before I move forward and yes, mortgage fraud does get prosecuted, particularly when the information is out there on the internet for all to see.Stephanie

The world thinks a lot less of my probity than it does of yours.But your response does remind me greatly of the time I submitted a paper in a nursing class that pointed out the obvious fact that that Big Pharma has minimal direct financial incentives to direct their research budgets towards finding one-time cures and maximum direct financial incentives for putting money into finding ongoing treatments for chronic diseases.I got a D with a big circle around it and a denouncement by the nursing professor with the side job in Big Pharma for being so bold as to point out how math works.

I would think it is even higher ethics. 

Ethical and consistent.