I would suggest using a local credit union or small bank in your area as they are the best to work with when you need multiple accounts.We set up a system we called the “Practice Profits Activator System“ with individual buckets for setting side money for op ex, CEO compensation(your pay), IRS taxes, real estate taxes, capital expenditures/large expenses,etc.We set this up primarily for dental practice owners but have adapted it to my real estate business as well and it works awesome.

Just adapt and stay the course. 

I am conscious of that. and willing to change/adapt if necessary. 

It has helped me to better adapt and understand my plan. 

Clearly, we, like most of us, never faced a global pandemic before but having the systems and processes in place to handle the day to day work, and having gone through the process of creating processes allowed us to adapt and change much easier than if we hadn’t.

Most real estate opportunity markets are created by a natural disaster, economic disaster, or local government failing to make their local economy adaptable / marketable on the big stage of competition.  

It simplifies tax administration and lowers compliance burden.BAR stands for "Betterment, Adaptation, Restoration" under the tangible property regs. 

This appreciation is largely limited to the major metropolitan cities (namely Toronto and Vancouver) but we're starting to see it spread into the suburbs as well now that Covid has forced employers to adapt to remote working arrangements.

Managers that are growing and adapting their processes to the changing times are going to be more efficient as well as more knowledgable thus saving you money and reducing your liability. #4 Proactive- Does your manager wait for stuff to happen or do they have processes to catch stuff before something small turns into something big?

I would adapt this a little bit to fit your needs.