Ignatius,  I talk with investors every day and there is one things that I know is true about all.  

Maybe because it's a true vacation rental. 

Most CPA will say they work with investors who own real estate all the time and that is probably technically true because so many people do have one or two properties, but that doesn't mean they treat their properties like investors, nor do those CPAs necessarily know how to take advantage of real estate tax rules.

I have called 20 banks and no one does a 1st lien on investment properties except 1 stated they would if owner occupied.During the research I read a website, which stated that 1st lien HELOCS on non-occupied are illegal and not allowed by Federal Law.Anyone know if this is true?

How do I know if this is true?

"The true measure of a man [person] is how he treats someone who can do him absolutely no good." - Samuel Johnson This post is intentionally short. 

Then I discovered real estate syndications and true passive investing. 

I am a business intelligence pro & designer who is a host and passionate about STRs.

in my experience, if its a "average sized home" i take that as a 3/2 or 4/3, 4/4 etc that number of 30k is very close. 20k low end, 30k high and of course you can get stupid beyond that.cant comment on the financial return as to much missing info as others have said but if it rings true of 1k per month, potential 3 year return is accurate 

This is especially true in smaller communities like Scranton/Wilkes-Barre.