While this is exciting and opens the door to opportunity, they really need investors to make the shift since they aren't used to buying the land and funding the build without the buyer already in tow.So I have an abundance of deals to do basically those parts, either develop subdivisions with all the horizontal infrastructure and sell lots, or fund builders spec homes in these developments, preferably all sustainable because a known stick builder can come in and build without any help.So if any of this interests you or you think I would be someone you want to know, drop me a message and we can talk all about it.

A lot of investors seem to gloss over the price of a pre-payment penalty but in a Most likely dropping rate environment over the next few years that 3 year PPP can be quite costly if you cannot refi with out a large cost. 

MY PLAN: My plan was always to refinance the mortgage when rates dropped in the future, so my hope is that my mortgage would eventually come down to around $1,500-1,550 which then makes my numbers closer, as rental prices increase over time.

I think you're thinking we're telling you we'll see massive drops, no.

Cash flow will increase when/if rates drop.2.

As mortgage rates eventually drop, your cash flow should improve over the long term.

The friend went to dinner, had some drinks at dinner, then on his way back home and to drop the car off T-boned another vehicle killing a few of the passengers inside and paralyzing another.

Another pull on your credit is likely to drop your score a few points, as in 3.  

They halfway tried to implement some means for presenting data in a way that an investor would logically consume that information, but they completely dropped the ball in really simplistic ways.

I find in these locks that there is too much possibility of a deadbolt not cycling all the way, or if there is a slight bit of tension on the deadbolt from temperature swelling or what have you, then it wears out the battery and motor faster.