Wife and I both have an 800 credit score and plenty of income with a 19% DTI ratio. 2) Do you recommend that as a first timer I actually do go with a higher down payment product as I learn?

US Treasuries will not see their credit rating improve, and will, within the next 12-24 months get another (small) downgrade, inching up treasury yields.

Quote from @Chris Seveney: Quote from @Jay Hinrichs: few things if these are sold to homeowners were the dodd frank rules rigidly followed when you did these.if they are sold to investors then DF doe not come into play.while credit and such matters keep in mind note buyers will want a 12 to 20% or more annual return..

There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.

So listing it with a good realtor or maybe trying to sell yourself on the many FB groups that specialize in STRs would be a way to go.  

So thepointsguy calculator would suggest that you still use the credit card at 2.5%.  

I definitely agree that rent by the room is awesome for increasing cash flow - again, it does come with it's headaches but with the higher risk comes higher reward (I've been doing it for almost 3 years now, it's really the only way to make the numbers work with little cash down on properties).From my personal experience, talking to others at meetups, and reading this post, I think there's definitely demand for specialized rent by the room property management.

I'll cross sell your face  bruhhhhhhhh I think it's something special put together just for you.

The 1 billion dollar buildings that Inova is building include a 569,000 square foot hospital center, 110,000 cancer center, and an 83,000 square feet specialty care center will bring a large amount of specialized, high-paying jobs.

Turns out, those special rules for 1031 exchanges in Oregon.. things like navigating tenant protections and timing constraints.. aren’t exactly set up to make your life easier.