They were fine with my score (about 740), but have issue with the percentage of personal credit I am utilizing, so that discussion also petered out.Apparently, I have a lending profile right now, that is not attractive to mainstream lending programs.Any advice?

., funding.Two final thoughts, I'm all for being efficient, but you should think about the opportunity cost of tying up your own money in a single rehab, vs. using it to fund another simultaneous deal.

I underestimated utilities in my early years, so I ensure those are properly captured (electricity, gas, water and trash).

With just one company and a single point of contact, we deliver unmatched synergy and efficiency.

This is especially true with single family homes.

I just purchased a single-family home in a college town. 

If you’re looking at retrofitting to separate heating for each unit (like furnaces or mini-splits), you might be looking at a higher upfront cost, but it can shift utility expenses to tenants and improve your NOI.I’d factor in boiler age and efficiency when analyzing deals and if it’s near the end of its life, negotiate a price reduction or a credit.

Need more information surrounding why your current lender is suggesting they cannot utilize the rental income on your investment property.

Gave him 10 months free space rent and paid for all his utility hookups. 

I do not want to give a single OTA a competitive advantage by choosing to have my STR listings on a single OTA.