It also reduces the regulatory/legal requirements you have to comply with when you use money from others.

When you are selling securities, you must "register" the offering (i.e. get it pre-approved by a regulatory agency), or qualify for an "exemption" from registration.

Permits & Regulatory Paperwork And the list goes on...

Legal and Regulatory Compliance: Property managers must stay up-to-date with relevant laws, regulations, and local housing codes.

Generally speaking I would guess that the regulatory issues have less to do with not being able to do it and more to do with financial in feasibility.

So yes, this can be a concern.There are few general answers to STR regulatory questions, it all depends on your local ordinances.

Contact the state regulatory agency and report the situation.

As someone who is very new to real estate investing specifically but not naïve to the fact that regulatory and financial conditions in virtually all investment niches and markets are dynamic- It's not a particularly comfortable idea to allow major financial decisions to be informed by a forum post from 2014 (or even 2020).

What kind of regulatory hurdles does a foreign investor come across in Holland?

Will we perhaps see a reprieve in home insurance rates in the future as we potentially see regulatory changes to decrease insurance fraud?