@Rud SevCap rates in NNN deals are influenced by factors like tenant quality, lease terms, location, and lease structure.

If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

There might be Some exceptions such as you did a bunch of repairs/improvements which increased the value of your home .

@Richard NguyenHere are some of the downsides of putting real estate into a self directed IRA or 401k.No tax deductions: You can’t claim deductions for property taxes, mortgage interest, depreciation, repairs, improvements and other property-related expenses.Property expenses: All expenses, repairs, and maintenance costs must be paid with IRA or 401k funds, and you must pay others to do repairs and manage the property.

My view is probably a fallacy as I have not factored in closing costs, home repairs, and the down payment into the equation.

All said, drop the rate to market or slightly below (if you're in a tougher market) to attract a quality tenant, then pursue the refinance or sale as some have suggested already.

I asked one of these coaches who said her rental income is $140,000 a year if that is the gross rental income or net rental income (after mortgage payments, property taxes, insurance, repairs, vacancies, capital expenses).

We value quality time with our family, are eager to explore the world through travel, and aspire to build a successful life and business together.

Tenant screening often seems to get overlooked because landlords know the income is automatic, but the problem becomes the repairs and maintenance. 

Then do no repairs and sell the property to investors paying off the property in 5 yr's.