@Pete Harper out of curiosity have you looked at modular home products that sit on a foundation?

A simple explanation is DSCR is to finance the property based on the income or projected income of the property and a HELOC is like a credit card that will be given to you base of the equity of the house you are putting as collateral. 2 diffrent products consulting with a good mortgage broker that will provide you the information depending on your needs.

Has anyone tried the All-in-One first-lien HELOC product?

Our clients pick up the upside of getting in up front, the integrity of a solid warranty and company that stands behind our product, and management that is passionate about making our clients success a reality for years to come.  

Lastly in taking the CI training we soon discovered that it is a gigantic sales pitch for more money and products that are never delivered.

In HOPES that market will not crash/correct itself in the meantime, that crews I hire will work diligently and timely, that there will be a demand for the end product when the work is finished, and my realtor will be able to sell it before I get penalized and foreclosed by the lender.

Sometimes they can't be avoided, but a lot of times they are the product of GC's being sneaky, stupid, or both.Good luck!

They will significantly boost labor productivity; - Inflation is trending down;- the Fed is itching to lower interest rates and bond markets are starting to sniff out a shift in the winds;- there is a ~$70 trillion wealth transfer from the Baby Boomers to their kidsbeginning (including their homes and real estate assets);- home prices are increasing steadily, not chaotically;- overall rents are up, but steading thanks to apartment rents / supply;- wage growth, for more than a year, is back to above inflation levels;- and the bottom 50% have more $ in their checking accounts than ever before as a % of wealth.

It's one of the biggest fallacies in the game of selling investors products.

Line of credit is a full doc product The DSCR is a limited doc product