No offense to the many smart people on this site, but many of them have been through maybe one down cycle.

Failing to have a written agreement or provide copies to the client is a pretty serious offense so I suspect they'll let you go.

@Greg KristyNo implied offense taken.

You can achieve this through an investor qualification form and that is the safest way to achieve such a relationship.I see this type of offense all the time and people always have an excuse as to why the rules don't apply to them...until they do apply to them.By the way, the defendant above raised a total of $567,000 - not millions of dollars.

I see this type of offense all the time and people always have an excuse as to why the rules don't apply to them...until they do apply to them.

I hope this doesn't sound negative or offensive because you seem like an extremely hard working guy who is also very intelligent...

I also want to apologize if you took offense to me asking you if you were new.

No offense, but why is this even an issue? 

Yes, Austin is more of an appreciation market (which is why I won't buy, for example, in Killeen--no offense to our Killeen friends), however I still don't buy anything here that is going to be negative cash flow.

This is one example why (no offense to any lawyers reading this, I’m sure some of you are fine people) ;).