From time to time, the DSCR rates do get lower than conventional.  

However, if you can STR the home at a higher profit, or LTR it at a lower profit then you've got the makings of flexibility :) 

People saving is record low, it is lower than 2009.

One approach is to emphasize your reliability and track record, showing that a lower EMD doesn’t impact your ability to close deals successfully.

For what it’s worth, Montgomery’s vacancy rate is lower than that of Miami’s, which sits at 12.65%.

What you can do to offset this profit is to invest in syndications that do cost segregation studies (which will lower your tax you pay).

Huntington is valuing it way lower than what a rehabbed home sells for in my area.

I do worry as more and more time goes by, it's going to be hard for me to not lower the offer.

Great post, thanks for sharing, Kevin--I would also add that the Lower South End area into Madison Park is also a great area to relocated to if you want to be in close proximity to Uptown without being in the hustle & bustle of the city! 

Some of the profits and losses I’ve been seeing in certain properties have been significantly lower than Airdna projects, with only a handful being in the projection range, and maybe one or two exceeding.