I'm not a financial lender or whatever the legal term is. 

I am definitely juggling a lot, laying the foundation to eventual financial freedom is fighting tooth and nail for every inch.

If you can swing it, increasing your down payment to 25% or more might help boost your cash flow and make your investment even more sustainable.Your long-term goal of buying and holding, with a target of 20 properties, is definitely a winning strategy.

You could easily niche into that via even just the legal realm and would probably never have to step outside of it.

Hey There @Ed Lopez - Sorry to hear you are running into this issue...I think like anything I remind myself NO ONE is going care more about my property/project than me so managing the manager or general contract is definitely my job. 

Not sure if that is legal but I agree.

Hey Matt, You're in a great position to start investing and that cashflow target after 20 years is definitely doable, especially if you keep a good rate of saving and investing every year.

It’s definitely not low maintenance.

Holding properties in an LLC (or other legal entity) can offer valuable protection for your personal assets, so I understand why you went that route.

I've seen landlords live in blissful ignorance for 5-10 years due to dumb luck, then their world comes crashing down and they lose everything.I have a book, there are some in the BP bookstore, or you can check out one of my personal favorites, Every Landlord's Legal Guide by NOLO.