If you're using standardized or rule-of-thumb metrics (for example, many out of state investors do this for expediency), you may find that tax and insurance expenses are much higher than anticipated. 

It seems to be pretty standard and a good deal.

For your area standard laminate sounds fine.

I know there are some areas that this is standard, and maybe yours is one of these. 

The rate is higher than with the standard prepay but if you are still looking to be at rental rates but have the option to sell within a year or so it is a great option.

How come no one has created a standard form for hard money lending where the terms are easily comparable across them?

Should it br just a sincere, “I am an aspiring Co-Host and want to work as an intern for free to get job experience.”

If you want a comprehensive mold test for areas with water damage history (not including remediation), or if there's been an internal leak, it's a little extra or $500 from another licensed mold specialist.

I like all that they offer which is Standard Servicing $35 includes:Customer ServicePayment ProcessingMonthly StatementsCredit ReportingEscrow ImpoundsInvestor ReportingArm Loan AdjustmentsLate NoticesMaturity LettersDefault Servicing (Non Performing) $85 includes all the above as well as:Loss Mitigation Repayment PlansLoan ModificationsShort Sale ProcessingDeed in LieuCollection CallsBreach LettersForeclosure Prep & ReferralBankruptcy Referral & MonitoringForeclosure Sale BidsREO-Eviction ProcessingIm not real excited about their pricing and I wonder if they're are other companies who do the same job for a lower price.

I hear a lot about standard personal loans, mortgages, etc - but do banks or smaller players consider situations like the above?