Tacky.Your power outlets and switch don't have covers in the pics.

Close on the property- Purchase a Home Owners Warranty to cover the HVAC. 

Just be sure to carefully consider the financing costs and make sure your STR income can comfortably cover them.

I guess the purpose for this is to help fund community improvements and maintenance though it's a bit unusual since HOA fees and property taxes typically cover these.

Insurance can be an issue as you would technically have to get it in the LLC's name and then you can have a personal umbrella to cover any overages. 

Is there any way to get PennyMac to lower the payoff amount, at least to just the principal amount, enough to cover the partial claim, satisfy the mortgage lender and be able to afford to relocate my family (I only need $7,000 to $10,000 to get a vehicle/uhual and move my family, and that includes the new place)?

It would be great to connect with those who have already covered some distance on a similar journey as well as those who are just starting!

DSCR stands for Debt Service Coverage Ratio, which is a calculation that determines if a loan's income covers its annual debt service. 

@Shannon Mogilinski which areas do you cover? 

After 8 years as a director in the kitchen and bath retail space, I'm bringing my positive energy and relationship building to a wholesaling firm covering Los Angeles and San Diego counties (we specialize in single family homes priced between $400-$1.7M).