Alternatively, you can just have a flat "utility" charge on their lease - that's what I do in these situations.Hope this helps!

It's a two-flat and the same exact layout as my house which is extremely rare in my area.

If the property is MFR, and not fully occupied, then the vacancy is baked into my purchase price.

If it was a flat surface we would simply install quarter round with clear caulking to act as the moisture barrier and keeping the flooring down.

My initial deal, a 3-flat, cashflows about $800-$900/month.

As far as I can tell, there doesn’t seem to be a whole lot they can do for me that an mls flat fee won’t acconplish.

Some companies will charge a flat rate, or will charge a set rate per $100k of transaction amount - or will charge whatever they want...Many of the other line item fees are just passed on at the face value of (or close to) the actual cost of the service, while some are pretty subjective - like "doc prep fee" could be $45 with some, $95 with other co's.You can shop and negotiate many of these costs, some you can't, but $8565 does seem a little bit high on a refi. 

I already have a part-time job at the online service https://edureviewer.com/ where I edit the essay and paper-works of the students) There is a good job and living in the rent flat is quite convenient with my profession)

So, instead of looking for a flat dollar amount, I look for a 12% COC return.  

Hello BP,I've lived in an owner occupied 2 flat with an FHA loan since May 2016.