The trustee will assess whether the sale aligns with the debtor's financial goals and the terms of the repayment plan.Equity Consideration: If the sale generates capital gains, the amount of equity gained from the sale might impact the Chapter 13 plan.

Here is a trend I am seeing in all markets....COVID and Post-COVID era STR owners are selling because of many reasons (headaches/lack of cashflow/increased condo assessments/not there cup of teas for business). 

It's important investors consider the factors that impact cap rates so they can make an honest assessment of what their holdings are worth at any given time.

The final tax is assessed to the IRA on form 990-T and does  not intersect with your personal return.  

The bank needs two years of rent history to assess the value of the building.

The only thing I can think of is shop around for different insurance, and make sure your property tax assessment is at or below the appraised value of your refinance.  

How do you assess a property manager you're considering hiring?  

Don't forget vacancy, maintenance, special assessment savings ( and/or Cap Ex.)

(Seller needs the equity out asap, so seller-financing is out)As for the deal itself:       Located a few towns over from me (but not far enough where management would be a hassle), right near the better part of the borough, near the middle school, very close to stores & very close to where new construction is being planned & the area is on an upswing.2 - 2 bedrooms (1150-1200/each)4 - 1 bedrooms (850-900/each)Going inside it this week, but from my walks around the outside, I'm ballparking about 100k in renoSeller asking for 200kTaxes as-is about 6500Seller states all zoning approvals & site-planning have been completed, only thing left to do is pull permits and put nails to woodAs of right now, my immediate plan would be to sit down w/ the commercial people at my lender's, assess my standing, and start all the other due diligence common with a typical, residential purchase.

What I mean is if I get the seller to take an unsecured note (with a better interest rate to compensate him on additional risk), will that debt be counted as part of the "loan" in an LTV assessment if I try to get the property refinanced in a year (essentially will that note amount become instant equity for me which I can play with?).