To arrive at a $1920/month P&I @ 5%/15 year, requires a beginning balance of $243K.

Next to that I put the date their lease expires, now the date their loan is due.When checks arrive I put a check mark in the appropriate column, if it's late I write in the date received.

I've just arrived back from my 2 week whirlwind honeymoon thorugh Asia, and saw that the forums were not functioning.

I am a very honest person, almost to a fault sometimes.I basically do my negotiation, by reviewing the facts of the property with the seller, let them tell me some things about the property, their situation, why they are selling etc... but when it comes time to closing the deal, I have no idea what to say to justify my offer without spelling out how I arrived at the numbers (such as I put in offer of 70%-repairs-profit).

You think the economy is in the dumps, so sit back and wait for prices to crash :)

Once you arrive you MUST give back!

I'm a voracious reader, and I'm constantly reading this and other forums on the net, as well as a bunch of books (waiting for 2 more to arrive from Amazon!)

I'd like to see a list of initials and what they mean, even with dirctions on how to arrive at them. ofgift

That is how you arrive at the 1.5% - 2% rates.In America the Federal Reserve controls inflation by raising or lowering the borrowing rate.

You might say the non profit community offers a last chance to those who have responded to well placed, and compelling advertisements offer quick and easy solutions to problems whose solutions require the homeowner collect ALL the facts, then analyze the facts, arrive at a decision, then act on the decision.