Last winter, they notified us that there was mold growing in 2 of the bedrooms and condensation forming on the ceilings.

New adventure for me. 

My property is very nice and the property sells itself so I don’t need PadSplit to do marketing for me.

At this time, that would not be the best option for me.

Also, he offered to seller finance the deal for me.

I also looked at cheaper markets because I'm just getting started in my real estate investing career, so it's just more realistic for me to go into a cheaper that's more likely to cash flow for now (I want to enter San Diego market eventually, but it'll likely be a few years)3.

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For me, those 2 reasons alone make it worth it's weight in gold. 

Cash out refi may be out of question for me.

You could form a partnership with a couple people, delegate roles and start buying properties in a JV.