Hi   we specialize in utilizing the Section 8 program in Indianapolis.

She is $50/hour and has spent a considerable amount of time getting my books straightened out to utilize Quickbooks.

Go conservative ) - Holding Costs (loan payment, utilities, insurance, etc) - Rehab Costs (you will have a good handle on this) - Closing Costs (you will pay closing costs on both purchase and sale of home)  - Profit (minimum you would want to take on the risk.

In Colorado, we also have the HUD FMR but each PHA will publish its own Payment Standard and Utilities Standard for what they are willing to pay on a voucher. 

Even if you prefer not to include any utilities often as a landlord you are better off including utilities provided by the municipality.

I utilize these products but more for commercial multifamily where they build in an interest only period, 30 year amortization schedule, and the bank funds as much as 100% of the construction costs.

I'm 31 I never met one person who moved to Lehigh acres under 50 years old. no jobs, infrastructure, commercial, etc and no utilities either. just a land play that a developer made millions on in the past 

You will need a zoning permit, possible streets approvals, utility plans, excavation plan, building permit, MEP's, then sub contractor permits for all of the MEP's.

By your own admission you don't have a budget to utilize some of the more expensive marketing systems.

The only types of loans that will utilize a projected future value are rehab 203k/homestyle/renovation/private/hard money bridge loans, those will order an as is today and future valuation ( ARV - after repair value) to determine your maximum loan amount with rehab included.