I would say the largest factor in neighborhood class is median household income but all the DISCERN factors play into it.

On the other hand, this is legal.Borrowing against your personal residence, where the use of the money is to start a business, is not a consumer loan (i.e. not for personal, family, or household use); it's a business purpose loan.

Now is that total household income or or just personal income?

Annual household income would be around 150k.

Having two little ones at home can cause plenty of household stress for both of you.

Check to see if your condo complex is actually registered as a townhouse complex, which has different FHA restrictions that a condominium.

.* Education debt surpassed credit card debt for the first time in U.S. history* If You Have $10 And No Debt, You Are Richer Than 15% Of American Households Put Togetherhttps://www.forbes.com/sites/timworstall/2016/08/0...

be careful with the poison - if a household pet eats a poisoned mouse they can die

I'm the sole income in the household.

During COVID, we saw millions of "household formations" - but "household formations" is a really misleading stat/term.