You can still charge an upfront fee in many states but the states with the highest foreclosures may have some legislation requiring you to be licensed.

I'm hoping the next few years will give us a better understanding of the future because right now it's very uncertain.

But there were apparently 5 recessions in the 15-20 years prior to establishing the Federal Reserve, so it doesn't sound like it was all "peaches and cream" before then.The legislation enacted in 1913 made is much easier to have a big FEDERAL government.

I was able to locate this, which may imply an exemption under the FONCE statute:On June 25, 2009, Governor Bredesen signed into law legislation changing the types of income that can be classified as passive income for purposes of determining whether a limited liability company, limited partnership or registered limited liability partnership can qualify as a FONCE (“family-owned non-corporate entity”) and therefore be exempt from the Tennessee F&E tax.If you own or have a financial interest in a FONCE, such as a limited liability company, limited partnership or registered limited liability partnership, this change in the law may cause the Company to become subject to the F&E tax unless changes are made in the way the Company is organized.To qualify as a FONCE for the F&E tax exemption, your Company must receive substantially all of its income from passive sources.

I'd tell them in no uncertain terms that credit DOES matter and that you check it.

And... don't even get me startsd about legislating from the bench!!!

I heard a rumor today (from two different sources), that legislation is going into effect January 1st that will end short sale flips all together.I haven't been able to verify this yet, though, so I have no idea if there is any truth to it.

Borrowers should pay particular attention to the amount of debt forgiven (Box 2) and the value listed for their home ( Box 7).Note: Legislation enacted in October 2008 extended this relief through 2012.

The criminals (unless they are doped out of their skulls) will only attack the weak or uncertain.

They are still uncertain about what they are doing, they are doing business with their fingers crossed.4.