Today most lenders will want 30-40% down payment. 

If you're new to this, partnering with a trusted contractor can make a big difference in ensuring you're covering all the necessary costs.

Is an LTR with a $290k mortgage ($1900 payment).

What is your price range (or down payment range) and are you looking for turn-key properties or something along the lines of a "fixer upper"? 

I bought the duplex for $145,000 which put monthly payment at $918 monthly.

Finally, ask about pre-payment penalties and do not ignore them as rates might fall in the future.

Quote from @Issa Joseph: The cost for the education and the year on mentorship is $8000 if you make 2 payments or $9000 if you pay in 3 payments. they have a guarantee that your units will outperform all other competitors in a set square mile radius of your property.

So many lessons learned, and yes, I’m beating myself up over and over for trusting so much and being so loosey goosey with things.  

One we were told we were going to learn how to set up a land trust and how to wholesale at the ' free event'.

Forget about the late fees and payment plan, you'd be lucky to find any judge who would enforce it when the tenant showed they weren't even living there any more and were still doing their best to pay off the balance.