I didn't want to pay the taxes at once if I didnt have to, I'm loving the agreement of course.

Register for courses and mentorship covering the BRRRR method and Subject To financing to become a multi-millionaire & reach financial freedom at an accelerated rate.2.

Better if you can pay cash of course. 

Then the Disney area may be a good fit.But if you watched some youtube channel with someone, who seems to get a deceitfully large percentage of their info from selling courses, preaching the dream of massive upfront cashflow that you can then leverage into another down payment next year and so on while exponentially increasing your wealth so you can quit your job and live on the beach in Aruba, Disney is the wrong market for you unless you're willing to invest substantially into super tippy top end theming.The good news if you're in the former camp is that prices have come down quite a bit here compared to most of the country with all of the saturation/competion. 

And my wife wants all new furniture of course so maybe I do a furnished rental ???

There will always be exceptions of course.

I have run into of course a lot of frauds with commercial lending. 

Of course things can go wrong. 

Additionally, investing in real estate education through courses and seminars will help sharpen your skills.

Here are some good place to start:http://www.biggerpockets.com/meet- find and connect with other BP members that are in your area.http://www.biggerpockets.com/alerts - Set up keyword alerts to be notified of the topics that interest you.And, of course thehttp://www.biggerpockets.com/forums - ask any question about real estate!