Separate HVAC systems are a good idea too—makes things easier for tenants and utility billing.I’d also recommend talking to a contractor or local utility company about what’s needed for separate power meters and mailboxes.

Send me pictures of the duplex you are talking about 

Quote from @Zach Engen: The federal savings bank does 5% down on vacation homes, talk to Jason Wray over there.Email? 

If you are talking about NYC investing, that's a different setup, not as streamlined as Westchester.

Talking about family to create fear and use that to get you to take action on your cybersecurity.)Lastly, What can you do to protect yourself?

I read an article in Forbes that talked about how certain areas can transform quickly if the fundamentals line up.

I've acted as a "deal warning person" to many new California and a few NYC investors who I've talked to in person, Zoom, and phone calls who want to buy the Midwest or South because the price points are lower.  

You should talk with lenders to get an idea of what you can actually afford though it doesn't really matter if you talk with an agent first since most agents will have lender recommendations.

I just was on BP's Real Estate Rookie podcast and talked about the small and mighty game plan. 

Now, lets talk about BRRRR and a primary.